Everybody is shifted their paradigm to maximum earning and feasible savings. If you got an offer from a company you will see Insurance policy you will be entitled to along with your other benefits.
These benefits would be in a way of benefits like : Discounts on the tie up institute, Sodexo Vouchers - meal pass,vacations, company cars, stock options, education loans support, and so on. Also you will see a feature known as -Insurance. The insurance schemes are varying from retirement plans, health insurance, Group life insurance, accident & disability insurance.But there is catch also there, so clarify all the concerns you have before accepting the insurance policy- whether it covers your entire family members, any deduction from your salary etc.
Group Term Insurance - covers employees to provide death benefit to employees family/nominee for a fixed sum which can be based on salary.
Group Medical Insurance -This covers employees for fixed sum against hospitalization and can be extended to cover spouse, children and parents
Group Personal Accident Insurance -This plan also covers employees to provide death benefit but only in the case of Accidental Death. A group accident plan also provides disability benefits as a result of accident.
Group Travel Insurance - Lot of employees travel across globe for business requirement. Employers give their employees travel insurance which makes process very cost effective.
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